Pay Period #1: Friday, January 6th through Thursday, January 19th.In that case, your budgeting cycles would be something like: Let’s say you’re paid bi-weekly on Fridays. This means you will no longer budget on a month-by-month basis (unless you get paid monthly, of course). What’s unique about Dave Ramsey’s allocated spending plan is that it allocates expenses based upon when you’re paid. Final Thoughts on Dave Ramsey’s Allocated Spending Plan.
Step #1: Insert Your Pay Periods and Expenses.Four Steps to Implement the Dave Ramsey Allocated Spending Plan.